Tide
Business Banking ⭐ Featured Partner

Tide

Fast UK business current accounts with built-in invoicing and company formation.

Editorial Analysis

The quickest way in the UK to incorporate a new Limited company and get a working business IBAN within 10 minutes.

✓ Core UK Strengths
  • Free Company Registration
  • Auto-categorisation
  • Sub-accounts
  • Instant Invoicing
⚠️ Key Limitations

Transaction fees apply (20p/transfer on free tier); customer funds are held in ring-fenced accounts via ClearBank.

Provider Fact Sheet

Best for: Sole traders, New startups, Fast account creation
Pricing Model: Free core tier; Paid from £9.99/mo
Verified Rating: ★ 4.4 / 5.0 (Trustpilot UK)
UK Compliance: HMRC MTD & FSCS Audited ✓
Audit Date: Aug 2026
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Compare Tide with Alternatives

Direct feature, pricing, and verified rating comparison for leading UK solutions.

ProviderPricingTarget AudienceRatingAction
Tide (Viewing)Free core tier; Paid from £9.99/moSole traders, New startups, Fast account creation★ 4.4Current Profile
Revolut Business Free tier available; Paid from £19/mo International companies, E-commerce, Startups ★ 4.7 (Trustpilot UK) Compare →
Wise Business One-off setup fee (£45) Cross-border trade, Freelancers with global clients, Importers/Exporters ★ 4.3 (Trustpilot UK) Compare →
Starling Bank Free core tier; Business Toolkit £7/mo UK SMEs, Sole traders, Startups ★ 4.3 (Trustpilot UK) Compare →