Our Curation & Sourcing Standards
To maintain editorial integrity, every software listing on FinStack is evaluated using verified public review aggregators and direct statutory compliance audits.
1. Public Review Data Sourcing
We do not invent proprietary review scores. Every rating displayed across our cards and comparison tables is mapped to an audited public source:
Used primarily for UK digital banks, neo-banks, lending products, and SME bookkeeping software.
Used for enterprise spend management tools, developer payment APIs (e.g., Stripe), and multi-currency billing engines.
All scores display their audit date (Audited August 2026) to prevent stale or manipulated metrics.
2. UK Compliance Criteria
Beyond sentiment, products must satisfy clear UK compliance benchmarks:
- HMRC Making Tax Digital (MTD): Confirmation of functional digital VAT submission APIs.
- FSCS Banking Safeguards: Verification of £85,000 FSCS deposit insurance versus FCA ring-fenced safeguarding accounts.
- PAYE & Auto-Enrolment: Support for direct HMRC RTI submissions and The Pensions Regulator compliance.
3. Commercial Disclosure
FinStack UK is entirely free for businesses to use. We may receive referral compensation from selected software providers via affiliate partnerships. This compensation does not alter review scores, verified drawback notes, or tool ranking order.
Browse the Verified Directory →