Payments
SumUp
Affordable POS card readers and payment terminals for in-person transactions.
Editorial Analysis
Zero monthly contract commitment makes this ideal for popups, weekend markets, and mobile field trades.
✓ Core UK Strengths
- No Monthly Contracts
- Pocket Terminals
- Virtual Invoices
- Quick Setup
⚠️ Key Limitations
Transaction fee of 1.69% is higher than traditional multi-year merchant acquiring contracts on high volume.
💡 Who Should Skip
High-volume retail stores turning over >£20,000/month in counter sales.
Provider Fact Sheet
Compare SumUp with Alternatives
Direct feature, pricing, and verified rating comparison for leading UK solutions.
| Provider | Pricing | Target Audience | Rating | Action |
|---|---|---|---|---|
| SumUp (Viewing) | 1.69% per in-person transaction; No monthly fee | Retail, Cafes, Mobile services, Trades | ★ 4.2 | Current Profile |
| Stripe | 1.5% + 20p for standard UK cards | SaaS, E-commerce, Tech startups | ★ 4.3 (G2 Reviews) | Compare → |
| GoCardless | 1% + 20p per transaction (capped) | B2B agencies, Subscription businesses, Accountancy firms | ★ 4.3 (G2 Reviews) | Compare → |
| Zettle by PayPal | 1.75% per card transaction | Hospitality, Brick-and-mortar retail, Event stalls | ★ 3.8 (Trustpilot UK) | Compare → |