Lending
Capital on Tap
Business credit cards with up to 1% uncapped cashback and credit lines up to £250k.
Editorial Analysis
One of the most practical credit cards for UK Limited companies with uncapped cashback on ad spend and 0% foreign FX fees.
✓ Core UK Strengths
- Uncapped Cashback
- 0% Foreign FX Fees
- Integrations with Xero/FreeAgent
- Up to £250k limits
⚠️ Key Limitations
Available exclusively to incorporated UK Limited companies (not available to unregistered sole traders).
💡 Who Should Skip
Sole traders operating under their personal legal name without an incorporated LTD entity.
Provider Fact Sheet
Compare Capital on Tap with Alternatives
Direct feature, pricing, and verified rating comparison for leading UK solutions.
| Provider | Pricing | Target Audience | Rating | Action |
|---|---|---|---|---|
| Capital on Tap (Viewing) | Free standard card or £99/yr Rewards | UK Limited Companies, High ad-spend companies | ★ 4.6 | Current Profile |
| iwoca | Interest rates vary based on usage | Seasonal businesses, Working capital, Inventory purchases | ★ 4.7 (Trustpilot UK) | Compare → |
| Funding Circle | Competitive interest + arrangement fee | Established UK businesses looking to expand | ★ 4.5 (Trustpilot UK) | Compare → |